It’s important to take cost into consideration when deciding on TMJ treatment, but it’s even more important to take value into account.
Not getting treatment today will likely lead to continued discomfort due to headaches, jaw pain, and other symptoms.
It can also lead to the need for more expensive procedures in the future, or ongoing prescriptions whose costs over time can be very high. TMJ treatment can not only improve your quality of life, it can save you money in the long run.
What if you want TMJ treatment, but you aren’t sure you can afford it? We offer several payment options designed to make sure that everyone can get the TMJ treatment they need.
Once you have agreed to a TMJ treatment plan, you will have three payment options:
- Direct payment with cash, check, or major credit card
- Direct payment along with a filing for reimbursement from your insurance company
- Extended payment plans
During your consultation, we will discuss your options, including insurance coverage (see below), and help you decide which is the best option for ensuring you get the care you deserve in a way that you can afford it.
TMJ Treatment and Insurance
In South Carolina, insurance plans are not required to offer coverage for TMJ treatment. Some plans do offer coverage for a broad range of treatments, while other insurance companies only offer coverage for major surgery of the jaw, and some offer no coverage at all.
It’s best to check with your insurance provider before agreeing to treatment so that you will have a better sense of what is covered and what will be your responsibility. We can help you file your paperwork so that it is properly documented and everything that should be covered will be covered, not rejected because the claim wasn’t filed properly.
Extended Payment Plans
We work with several financial partners that make it easier for you to spread the cost of TMJ treatment out, making it more affordable for tight budgets. Credit applications are typically easy to file, can be filed online or by phone, and are often decided within minutes. Most payment plans allow you to get treatment with no initial payment.
Lending Club is a different approach to a financial institution. Investors and borrowers are linked through sophisticated computer technology, resulting in lower costs, and, therefore, lower interest rates.
SpringLeaf offers personal loans up to $10,000 with a variety of payment options. This is a quick, convenient way to spread out the cost of treatment over time, including no payment up front and no payment for 6 weeks.
CareCredit is a credit card dedicated to medical expenses that allows you to manage payments for dental as well as other health-related costs. It offers interest free special financing if the entire balance is paid within a designated period, up to 24 months!
If you are concerned about not being able to afford your TMJ treatment, we give you options to make sure you can afford the care you need. To learn more, please call (803) 781-9090 or email Smile Columbia Dentistry today to talk to one of our Columbia, SC TMJ dentists.